Modified Car Insurance is a trading name of Greenlight Insurance Services Limited who were established in 1996 and have specialised in Modified Car Insurance since then. Greenlight Insurance Services Limited are authorised and regulated by the Financial Conduct Authority. Our FCA authorisation number is 548036, our permitted business is arranging. Affordable Insurance Cover for Car Modifications of All Kinds! Great value policies for cars with alloy wheels, exhaust modifications, and lowered suspensions Specialist insurance for body modifications including spoilers and body kits Cover for engine modifications, ECU remapping and mor . If you've just bought a non-modified car and plan to modify it later, even better. Modifications We Insure. We cover all manner of car modifications such as engine swaps, seats, harnesses, intercoolers,... Other Modified Vehicles. All. Car Insurance For Modified Cars í ¾íµ‡ May 2021. Auto Life Home Health Business Renter Disability Commercial Auto Long Term Care Annuity
Modified Car Insurance Prices start from Â£225 per year. If you're the owner of a modified vehicle, we know you spend a lot of time, effort and money on fine-tuning it. Let Sterling find you the right insurance cover, and call directly for our best prices Specialised insurance for modified classic cars Specialists are particularly good at taking care of modified classic cars. They are better able to negotiate a more accurate agreed value for the car rather than simply resorting to market value, while understanding the needs of the owner Modified cars need special car insurance to cover those changes, or you will not be compensated for damages in the event of a theft or auto accident. f the insurer doesn't know about your wider rims and lowered suspension system, then they will not pay for the cost of them if they become damaged
Modified car insurance coverage to consider You'll still need coverage like liability or comprehensive to cover your customized car, but you'll need additional insurance to cover modifications. Generally, you have two options: Custom equipment or modifications coverage Modified car insurance covers aftermarket parts and equipment added to the car or truck, but only those declared to your insurance company. Your carrier cannot cover a modification or alteration they do not know about, so listing additional parts as they are added is extremely important We offer a range of cover options to suit you, the car you drive, and your budget. We insure high-performance and modified vehicles, under 25's, and people with driving convictions. Check out Track Cover as well. Turn your car into Fort Knox with NAC & AVS Car Securit If you want your modifications covered in the event of an accident, modified car insurance is vital. Should you be in an accident without informing your insurance company of your vehicle's modifications, they simply won't be covered. Worse yet, by withholding this information, you run the risk of invalidating your policy altogether
Modified car insurance If your car's changed since it came off the production line, it's modified If your car's been altered to look, feel, or drive differently from the manufacturer's standard, it's classed as a modified car. That even goes for manufacturer-branded accessories fitted to your car when it was brand new Modified car insurance policies work out to be more expensive than getting a normal insurance policy. The majority of people that modify their cars are normally in the ages of 18-24 which are already the most at risk in the eyes of the insurance provider. Most insurers are wary about taking on a modified cars due to the higher risk they are and some won't even allow you to obtain a quote. By. Modified car insurance provides the same cover as a standard car insurance policy but also ensures that changes you've made to your car are also protected
There are a couple reasons why modified cars are more expensive to insure. Firstly, they're probably more desirable to thieves, so could be stolen more often. Secondly, if the car is damaged or stolen, it's going to cost a lot more to get fixed.Mods like fancy paint jobs, expensive tyres and brakes all cost more to repair, for example Modified car insurance works like any other car insurance policy and as such, It'll have the same levels of cover as any motor policy( third party only, third party, fire and theft and comprehensive). However, the caveat is that it's designed for people who enjoy customising their cars. As well as offering a comprehensive policy for modified cars, Quote Detective are also a modified van. Since modified cars typically use more expensive parts and have highly specific repair needs, you'll have a higher premium for modified-car insurance than that for less-expensive cars. However, in some cases, modifications can actually lower your premium if they provide additional safety and security measures Finding an insurer that understands that modifying your car shouldn't greatly increase your insurance premium is tricky. One of the main considerations concerns who did the modifications. If your car has been professionally modified, then you stand a better chance of an insurer giving you a realistic and affordable insurance quote
Modified Car Insurance. Get a quote Make a claim Existing customers. Cover for your car and its modifications. Modifying your car is a great way to stamp your personality all over it, as well as adding cosmetic or performance improvements. But while you're happy to spend time and money on modifications, you probably won't want to waste the time and effort finding a company prepared to insure. Reis can arrange specialist motor insurance for seriously modified road cars - ideal if you attend show and shine competitions, exhibitions or specialist shows. We know that because of the passion that goes into your pride and joy and the modifications you make, you'll take extra care when driving it.. Get a quote from our team today on 01159651020 and see if our team can help you. Call. Modified Car Insurance. Request a Quote. Some Modified Car insurers still have a lack of understanding of the Modified vehicle driver and their car. Many hide behind expensive parts, costly repairs or a high theft risk as a reason to charge high premiums. Policywave actually take a different approach. Having spoken to numerous modified car drivers over the years it's clear. Modified Car Insurance from Keith Michaels. Any Modified Car Insured; Like for Like Replacement on all Modified Parts; Also Modified Performance and Imported Cars, Japanese Imported Cars; Modified Classics and Cherished Car policies available; Discounts for Limited Mileage, 2nd Car, Owners Club, etc; European Cover, Track Day Cover available ; We are NOT a Call Centre and are UK based; Instant. Speak to A-Plan for your modified car insurance quote. Additional product information. Our Specialist Car centre, based in Thatcham Berkshire opened in 1994, focusing on private car, commercial vehicle and home insurance and offering an independent professional service with a dedicated in-house claims management team. With a total of over 100 years of insurance experience in our specialist car.
Modified car, or Modified van Insurance is a specialist sector of the Motor Insurance market. Whilst some mainstream or everyday Insurance providers may be able to cover some basic modifications or upgrades, in practice most do not so you will need to check their acceptance criteria or contact them to be safe. There are specialist Insurance providers, who can provide policies designed. Modified Car Insurance - For All Kinds Modification You Need. If you are looking to buy the best as well as the custom and cheap modified car insurance quote then you are at the right place! We can actively assist you in finding the right type of insurers in business within just few minutes of your applying online with us. Finding an adequate and affordable auto insurance coverage for modified.
Add to this that modified vehicles are often worth more and so will cost more to repair or replace in the event of an accident, and it's easy to see why modified car insurance is more expensive. Sadly, the majority of standard insurers make a number of assumptions when considering modified vehicles Modified Vehicle and Car Insurance If you are planning on insuring a modified car or are about to modify your current vehicle in any way then you need to tell your insurer straight away. If any modifications have been made to your car either by you or a previous owner then this will impact on the cost of your cover. The insurer may request proof that the modifications were carried out.
Modified Car Insurance. Request a quote Green Card Request. Who is it for? - The seasoned expert, the car enthusiast or the keen beginner! Here are Graham Sykes insurance we recognize the time, effort and cost that is put into modifying your vehicle and understand the very nature of the Specialist car owner. Whether you have been in the game for years or starting out your modification journey. . Reply Reply Author. Discussion. Broda. Original Poster. 139 posts. 72 months. Saturday 16th January 2016. What companies do you guys use? I'm getting my new mustang soon. Modifying a car can have a huge impact upon it's insurance premium. Some modifications may have little or no effect, some may actually make the car cheaper to insure but a lot of modifications, including the most common ones, can increase the premium substantially. However you might save a lot ofmoney by comparing quotes from up to 110 insurers online Modified car insurance protects cars that have been changed, often to enhance the look, performance or speed of a car. Standard car insurance may cover more-popular modifications as long as a driver declares the changes before obtaining insurance or if they contacted the insurer prior to making any modifications Modified car insurance often requires a bespoke, individual policy. For a competitive and suitable quote, it's Modified Car Insurance provides a panel of dedicated UK insurers with tailored policies, to suit your specific modded needs. We offer a full range of cheap modified car insurance quotes viable for all types of modified cars. Simply fill out our 1 page quote form to start saving.
Modified Car Insurance from Lancaster Insurance. Car modifications are often associated with improving a vehicle's performance, thus increasing the risk on the road. This will usually incur a higher insurance premium and highlight the need to shop around. We understand that drivers want to improve the look of their vehicle and will ensure it is kept in the best possible condition. Lancaster. Modified car insurance is always more expensive than a regular one, because there are extra risks attached; the value of the car is higher, thus the risks of it being stolen increases. In addition, if the car modifications increase the risk of accidents (such as installing a more powerful engine), the price of the modified car insurance will rise. Car tuning is all about passion. Here at. Modified car insurance tends to be higher than mainstream car insurance because modifications make it more difficult for standard car insurers to determine the value of your unique car. Also, cars that are heavily performance modified tend to be involved in more speed-related incidents and are more prone to theft, as they are more highly prized. When this happens, modified cars may be harder. To make sure your modified van is covered by your insurance and your modifications don't invalidate your policy, you'll need to tell us about any changes you make, both now and in the future. But bear in mind that although we insure modified vans, the actual modifications themselves aren't covered by your policy Finding a good-quality modified car insurance quote at a sensible price is not easy, especially if you have a highly modified car or modified Japanese car. Need to Insure can offer you competitive modified car insurance quotations for your specialist modified car, whatever the modification. We know the difference between a slightly modified car fitted with alloys, exhaust and an air filter to.
The cost of modified car insurance varies depending on how much coverage you need and the types of modifications completed. Since you are asking the insurance company to cover more in the event of. That being said, car modifications can be tricky territory, especially when it comes to modified car insurance. So, if you're thinking about having your car modified, there are some critical points you need to take into account before you make any changes to your vehicle. This article will cover everything you need to know so we advise that you read through it carefully. As mentioned. Car insurance for modified vehicles. PETRINA BERRY. 6 November 2020 . Have you ever thought about increasing the horsepower of your engine, switching to large alloy wheels or adding a spoiler to your car? Souping up your vehicle can be a fun way to personalise your car and improve its performance; however, you may want to consider how modifications could change the price you pay for car. My insurance premium with my existing insurer nearly doubled and it was only through careful online research that I found a more affordable premium for my modified car Modifications cover a wide range of changes to your car, anything from changing to a sports air filter , perhaps a modified sports exhaust through to the more subtle replacement engine chip or Bluefin modification
car insurance for modified cars is a good idea if you've received a lot of mileage and a long history. If you're planning to make an investment in a modified car, a car insurance policy is an important part of that investment. And it's important to be clear about what types of cars you might purchase so that you can afford to pay for it when it comes to your insurance premium. You should. Modified Car Insurance is a trading name of Greenlight Insurance Services Limited who were established in 1996 and have specialised in Modified Car Insurance since then. Greenlight Insurance Services Limited are authorised and regulated by the Financial Conduct Authority. Our FCA authorisation number is 548036, our permitted business is arranging general Insurance contracts. This can be. . To prevent any action which will render your cover void, you should get modified car insurance. When you return to your insurer, table every new modification you have in mind before you implement the modification. This way, you can know if it fits their requirement or not.
Modified car insurance specialists are about and most give excellent terms, this topic crops up frequently in our forum. TorqueCars members receive up to a 20% discount from selected insurers - so make sure you join our forum to see these offers. Many Lloyds syndicates will also be willing to listen and offer you personalized terms. It is certainly worth contacting a large Broker and let him. Classic/Collectible Car Insurance: If the insurer doesn't offer this type of endorsement or the coverage limits are inadequate to protect your investment, you can seek coverage from a carrier that specializes in insuring collectible/classic automobiles (which includes modified cars) â€” including Hagerty, J.C. Taylor, Condon Skelly, Grundy and American National However, modifications on a car also have a big downside, it'll add up to your car insurance cost. Moreover, in many cases, it can also lead to the rejection of your insurance claim. To help you understand more in this regard, we have listed a few questions and their answers in this article
Modified Van Insurance Specialists. At Brentacre, we are a team of car and van enthusiasts with a high degree of knowledge. Unlike most price comparison websites, we review each quote that comes through our system and analyse the risks. We tailor the modified van insurance to your requirements at a price that is competitive Ever mistaken blue lights on a modified car for an emergency vehicle? Neon lights can be a nuisance, and they're almost exclusively illegal when fitted on regular cars. The law states that only white lights can be fitted to the headlights at the front and red lights to the back of the car. Any other colour is not allowed. Tinting of these lights is also not permitted as it reduces the amount.
Vintage wedding and modified cars cover. Vintage car insurance policies from Footman James also cover modified vehicles. Wedding vehicles are also covered in our vintage car policies, meaning that if you want to use your classic car to help create a dream wedding for others, our specialist vehicle cover is the best choice. With a proven passion for classic cars, you can be confident that by. Compare Insurance for Modified Cars with Money Expert. If you've really got your heart set on modifying your car, then to avoid paying through the nose to insure it, you should make sure than you compare car insurance online. By using a comparison service you can find the best deals on the market quickly and easily so that you can start driving your newly modified vehicle right away. Related. In the UAE, most insurance companies will only offer car insurance for modified cars that have been modified through a licensed dealer or showroom, and not third-party mechanics or workshops. It is required by law for modified car owners in the UAE to possess a certificate of modifications issued by the Emirates Authority for Standardization and Metrology (ESMA). This certificate is. Insurance for 4Ã—4 modified cars. Many insurance companies penalise you for having a vehicle with off road modifications and capabilities. At Wolfrace, we know 4Ã—4 drivers have invested a lot of time and money on their hobby vehicles and because of that they take better care of them making them less of a risk to insure. Modified classic car insurance . The growing number of classic car owners. Modified Car Insurance Get a quote for affordable specialist cover. Modifying your car can be a great way to improve performance and aesthetic appeal over the factory standard. You'll definitely be driving something unique, but finding cheap insurance for a modified car could be more of a challenge. Why are modified cars more expensive to insure? Some car mods can affect the car's value, its.
If you have an extensively modified car you'll need to purchase specialist modified car insurance. This insurance will work just like a normal policy but it will also cover the cost of your modifications. An ordinary policy might cover you although you have modified your car, but if you made a claim it might only pay out for standard parts, not for the mods. Car modifications insurance. Top Modified Car Insurance Companies 2021 We have gathered a list of the best modified car insurance companies to help you get that project car on the road and help you get it at a good price instead of going somewhere like compare the market etc.. Modified car insurance. Enhancing car performance & look by souping-up your car by modifications. There are certain reasons why modified car insurance premium is high. High cost involved in repairs & replacing the modified spare parts in case of damage to the vehicle. Unsafe driver behavior pattern behind the wheels. A Modified car insurance policy might be hard to find, get your car. Modified Car Insurance . Modifying your car can be a great way to make it stand out from the crowd, but finding affordable insurance for a modified car can be difficult. This can be especially true for young drivers. Unlike many other brokers, Insure Your Motor has many years' experience helping drivers get affordable cover in high risk situations. We can negotiate some very. Modified car insurance is our speciality! We will do our best to find you the cheapest insurance premium we can. Some of our modified car insurance prices are even cheaper than for standard cars! Whether you just have a fancy set of alloys or have gone for a full engine change, we can help. Remember to always tell us about any modifications to your car. Some insurance companies will not cover.
In the case of modified cars, the insurance company will determine whether it fits into one of two categories. The first category includes persons who modify their car for the purpose of putting it in shows. The second category includes those that are used in street racing (modified street car). To make sure that you have sufficient coverage for a racing car, you may want to purchase modified. What Is Modified Car Insurance. Modifications can mean something as little as adding alloy wheels or a spoiler, or something as extravagant a turbo conversion. This can add value, increase theft risk, make it more difficult to find replacement parts and mean that the driver is categorised as higher risk. This is why insurance providers term modified cars or vans as non-standard vehicles, and.
Insurance for modified cars is often overlooked or ignored by vehicle owners. Car mods have increased in popularity with the rise of popular films such has the Fast and the Furious. Its popularized the street racing and custom car culture. One thing you don't see in these films is a discussion about insurance Question: Modified Car Insurance? I'm looking for Auto insurance for my modified muscle car, but many places that claim they insure modified cars are turning me down. The car is fast, but will only be driven up to 2000 miles/year. I will not be taking it to race at the track, just driving it to events and family functions. The car's engine has been stroked, has apx. 700 horsepower, an 8pt. If you are renewing insurance for a car you had modified, run numerous quotes. This helps you to get the most affordable price possible, and you could save money. The comparison will help you to get the cheapest and best option possible. Can you save money on insurance for a modified car? Although the cost will be higher than that of an ordinary car, it's possible to save money and get the. Modified Car Insurance. Modified car insurance in Singapore costs more than a conventional car insurance because most vehicle owners make modifications to increase the performance or the appearance of the car. However, not all vehicle modifications result in an increase in modified car insurance prices; some decreases the premiums
As such, modified car insurance can often be more expensive than normal insurance policies - so the need to shop around for the best deal is even more important. Many major car insurers deem modified cars as 'non-standard' vehicles, which automatically puts them in a more expensive insurance bracket. However, there are some specialist modified car insurance companies who take a different. With our customizable Modified Car Insurance plans tailored to each individual customer and their vehicles, there are no one size fits all policies at Classic Auto Insurance. We'll help you find the perfect insurance package to cover all your specialized car features and modifications. Agreed Value Not Stated Value . At Classic Auto Insurance we offer you Agreed Value coverage on your. At Classic Auto Insurance we offer you Agreed Value coverage on your Modified Street Rod. Unlike other insurance companies who want to tell you what your car is worth, we will work with you to determine the real value of your car and write a policy based on that price. So if life throws you a curve ball and your car is totaled in a covered loss, you will receive the exact agreed upon value on.
It may sound obvious, but not all modified car insurance will cover you for the same things. Don't just opt for the cheap car insurance deals- make sure you have the cover you need by ensuring any car insurance quotes cover you for the following, if you need it: Track day cover; European cover ; Like for like cover on all modified parts; Remember that if you're under 21, you may end up. The material quality used, their wear and tear vary and so does your modified car insurance premium estimation. 5. Paint Job. getting a paint job is the least harmful modification that is done in the car, but it also is mandatory to be informed to your auto insurance provider. Especially, when getting extra-ordinary paintwork done - like complex designs, eye-catchy designs. They can. Modified classic car insurance requires an understanding of what modifications you have done to your classic car, not just ticking a box on a website and hoping your modifications are covered. Our modified classic car insurance cover incorporates things such as Agreed values, Limited mileage, Club member discount, Salvage retention and much more. Need to Insure have teamed up with some major.
Modified car insurance experts, call Arkwright on 01204 392525 Modified car insurance by our specialist - Arkwright Insurance can provide tailored quotes for cars that have been modified from the manufacturer's standards. While many other insurance providers may be unfamiliar with custom modifications, we're proud to offer competitive quotes for your exact specifications Some insurance companies are willing to insure your modified car but at a higher premiums as opposed to the standard car. The cost implications of modified car insurance vary from company to company but it depends generally on a number of factors. Among these factors are age, sex, profession and many others. Note that a little modification done on a car can significantly increase the premium.
Home / Enthusiast Insurance / Modified & Imported Car Modified & Imported Car. We are passionate about insuring car enthusiasts who have modified or imported their vehicles, from those that choose to extensively modify their rides, to others that simply want to stand out from the crowd. Modified and import cars are an enthusiasts passion and come with their own special complexities that. Modified Car Insurance. Further Reductions. Other insurance sweeteners could include: Using your car sparingly - some insurers even offer a limited mileage policy. Many car owners only use their modified vehicle for special outings, preferring a another car for day-to-day usage. Asking for a true valuation - if you feel your changes have increased the value of your car, choose an insurer.
So if you need car insurance modified then you need to speak to us first and let us find an insurance company who can help you with getting the widest cover possible at a premium that not going to be expensive. So if you have been looking at modified cars and you are thinking of getting one, all you have to do to find out how much we can probably save you is give us a call on 0191 5657590 or. Modified car insurance. Dan_Kno Jul 13, 2016. Dan_Kno Registered User. 11 1 3. Afternoon people, My insurance is due next month and I'm in the market for a new provider. Can anyone advise on the best companies to go with with regards to mods on my car? Also any tips on getting the premium down would be great, having no NCD this year is going to sting me! Thanks in advance, Dan. Dan_Kno, Jul 13.
How much does modified car insurance cost? Unfortunately, it's impossible to say just how much you'll pay to insure a modded vehicle. A number of factors determine the cost of modified car insurance coverage, including: The specific modifications you make to your car; How much those mods cost or are worth ; How much those mods raise your accident or theft risk; Where you buy your policy or. . from their finely sculptedlines to their superior engineering to the emotionsthey stir while behind the wheel, it's easy to understandwhy they inspire people so. and like fine art, thebest supercars are all about the details. it has a 5 liter v8,like a koenigsegg. If you're thinking about modifying your vehicle â€” or buying a vehicle that was modified after it left the manufacturer â€” it's important to learn how the modification could affect your insurance and let your insurer know about it right away. Failing to let your insurer know about any vehicle modification (even one that's allowed) could lead to a denied claim or cancelled coverage.
Modified Car Insurance ?? hiya i have just bought a modified fiat punto - the only modifications it has on it is a body kit - do you no of and cheap car insurance companys in the uk that will insure me thanxs xx ANSWER: I suggest you to try this internet site where on Tag - modified cars insurance. New Cars Top 10 Best Modified SUVs and Cars In the World. 6 days ago. Add Comment. Welcome to the world of auto journalism. We've been following CARLEX design, a polish tuning studio, for a while now, and the time has come to devote an... Recent Posts. Top 10 Convertible SUV in the world; Top 10 Best Anti Riot Vehicles In The World; Top 10 biggest Military. Modified car insurance is just one of the many specialist areas of insurance we can help you find cover for at Bond Lovis. Other products we can cover include: Car Insurance; Home Insurance; Van Insurance; Travel Insurance; We can also help cover for, Car to home to business insurance. Call today to speak to one of our specialist team on 0800 0113 444. Get in touch today. 0800 0113 444. Live. Tips for the Cheapest Modified Car Insurance for Young Drivers. Unfortunately, modified cars will always cost more to insure than non-modified cars. And young drivers will always have to pay more for their insurance than more experienced drivers. Nonetheless, there are some things you can do to bring down the cost of your modified car insurance: Park your car in a well-lit area, or ideally in. Modified Cars We Insure. Although many people often hear the terms Restomod and Restoration being used almost interchangeably in the classic car marketplace, there is a big difference between the two descriptions. What the two terms do have in common is that they are both ways of describing the result of bringing an antique or classic car back to the appearance and performance it had when.
Just trying to find the best car insurance for modified cars, I've just had Green Light get back to me saying they can't insure me due to my postcode, they don't insure cars from Croydon í ¾í´£. What does everyone else use and have mods declared? Save Share. Reply. rob.e Â· Premium Member. Joined Sep 5, 2017 Â· 505 Posts #2 Â· 24 d ago. direct line. do it all on the phone - seem to be uk call. Tapping into the aftermarket side of car ownership is where the automotive fun really begins. But, can certain modifications allow your insurance to refuse to pay if you get in a crash? For a Subaru BRZ owner in Canada, that is what happened after his insurance used his modified exhaust as a reason to not pay after a crash Car insurance is a very competitive industry in Ontario and it is mandatory to have your car insured. The type of vehicle and its features are important to determine the premiums. Any changes made to the stock version of a car could also affect the insurance rates. Some may modify their cars to use as a hobby vehicle. Or others may want their cars to perform better, as an example in a race.
Compare modified car insurance brands with QuoteRadar. Covers Exhausts, suspension, alloy wheels, body kits. Comprehensive and third party cover available. Multiple quotes from top insurers and brokers. Compare & see if you can save today! Get a quote now. Excellent: 4.9/ 5 â˜…â˜…â˜…â˜…â˜… based on 119 reviews With over 30,000 articles, visit Streetdirectory.com Editorials for the ultimate Online Guide for Self Help tips and Online Resources Even even though modified car insurance could possibly appear like a luxury to some people, it is very critical to uncover techniques to get the least expensive achievable coverage. In particular, you will need to never ever simply rely on the word of you nearby insurance broker. Instead, you should shop on-line and get a cost-free estimate. If your neighborhood insurance agent can only come. Have you contemplated fitting your car with a rear spoiler, a louder exhaust or even just a racing stripe? We reveal the top 10 modifications that''ll send insurance costs spiralling Like our Modified Car Insurance, there are many benefits to our Hot Hatch Car Insurance: The ability to speak to enthusiasts who own hot hatch cars just like you. Our experience of insuring hot hatch cars since 1996. You can add non performance modifications free of charge. Like for like replacement of modified parts in event of a claim
Home Â» Collector Car Insurance Â» Collector Cars We Insure Â» Modified Automobiles that are at least 15 years old that have been customized from their original manufactured state for purposes of appearance or enhanced performance Car insurance groups are broadly set by The Group Rating Panel and administered by Thatcham Research; our pricing team considers these recommendations when calculating our car insurance prices. As well as looking at the cost of time and parts to return a car to its pre-accident condition, Thatcham's team looks at these things to help group cars: Repair costs and times: Motor vehicle repair. What's modified van insurance? If you make any changes to your van, you'll need to declare these modifications to your insurer. You can get modified van insurance from standard insurer, but if you've made lots of changes specialist providers might be able to offer cheaper cover.. Modified van insurance can cover both private or commercial use